SmartCity Payments
Coming soonThe money rail
contractors deserve.
Instant settlement, low fees, on-chain. SmartCity Payments is the money rail for the network — fast contractor payouts and commission settlement over XRPL blockchain rails, combined with native Stripe for card acceptance.
Why this matters
Contractors and reps wait weeks for their money. That ends.
The work is done, the job is closed, the customer has paid — and the rep still waits two weeks for a commission check, while the contractor floats subs out of their own pocket. The trades run on the slowest money in the economy. SmartCity Payments settles in seconds, on-chain, so the people who did the work get paid when the work is done — not whenever the paperwork catches up.
What's coming
One rail, both sides of the deal.
Instant commission splits
DialBolt's M1/M2 triggers settle in real time. When a job closes, the rep gets paid the second the trigger fires — not two weeks later, not after a manual spreadsheet reconciliation. The close and the payout are the same event.
- M1/M2 triggers settle on close
- Reps paid the moment the deal fires
- No manual reconciliation or lag
XRPL-powered payouts
Ultra-low-fee, near-instant settlement to contractors, subs, and reps over XRPL blockchain rails. Move money in seconds for a fraction of a cent — and it's cross-border ready when your crew or partners aren't in the same zip code.
- Near-instant on-chain settlement
- Fractions of a cent per transfer
- Cross-border ready
Native Stripe card acceptance
Homeowners pay by card the way they already expect to. Contractors get settled to an XRPL wallet or a bank account — contractor's choice. Card-in, on-chain or fiat-out, one rail handling both sides of the transaction.
- Homeowners pay by card via Stripe
- Settle to XRPL wallet or bank
- Contractor chooses how they get paid
Settles the jobs you close in QuoteSmart.
Payments isn't a separate app to reconcile against — it settles the exact jobs originated and closed in QuoteSmart. The quote, the close, and the payout live on one rail, so every dollar traces back to the job that earned it.
Early access
Get paid at the speed of the job.
Join the list. We'll bring you onto the rail as SmartCity Payments opens.